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MBS Highway Alternative for Loan Officers

MBS Highway costs $199.95/mo. Loan Officer Tools costs $29.99/mo.

The difference is $169.96 a month, about $2,040 a year.

That math alone does not settle it, because the two products do different jobs. MBS Highway is a market intelligence service with tools attached. Loan Officer Tools is a client presentation and calculator tool, and nothing else. If you are paying for MBS Highway and mostly using the presentation half of it, this page is for you.

MBS Highway vs. Loan Officer Tools

MBS HighwayLoan Officer Tools
Price$199.95/mo, or $1,999.95/yr$29.99/mo, or $249.99/yr
Branded client presentationsYesYes
Side-by-side loan comparisonsYesYes
CalculatorsYesYes, 12 included
Client-open alertsNot a listed featureYes
Daily market video and rate intelYes, it is the core of the productNo
Free trialYesNo

What you give up

If market content is why you pay for MBS Highway, read this part twice.

The daily market video and the rate intel behind it are the real product for a lot of subscribers. Loan officers build their morning routine around it, and their realtor updates too. Clients and partners hear that commentary and repeat it back.

Loan Officer Tools has nothing like it. There is no daily video, no rate watch, no market scripts. This page is not going to pretend otherwise.

If that content drives your business, keep MBS Highway. Loan Officer Tools will not replace it, and it is not trying to.

What Loan Officer Tools does replace is the other half of the bundle: the presentations and calculators you open when a client is in front of you.

Where Loan Officer Tools wins

Loans are usually won or lost in one moment: the client asks what their payment would be, and waits to see what you send back.

  • Branded side-by-side comparisons. Your name, your photo, your numbers, laid out so a client can follow them without you narrating every line.
  • Flash Mode. Build an accurate quote live on the call and send the client one branded link.
  • Client-open alerts. You get notified when the client opens the presentation, so your follow-up lands while they are still looking at it.
  • One published price. $29.99/mo, the same for every subscriber. No bundle, no tiers, no quote process.

Who should switch, and who should not

Switch if you are a solo loan officer or a small team, and most of your MBS Highway use is building a client presentation or running a calculator. You are paying $199.95/mo for a bundle you use a fraction of, and the fraction you use costs $29.99/mo here.

Do not switch if the daily market video is part of how you sell. If your weekly realtor updates and your client calls run on MBS Highway intel, it is earning its price, and Loan Officer Tools does not cover that ground.

For a lot of loan officers the honest answer is that the tool they open during a client conversation should cost a tool's price, not a market data service's price.

FAQ

Is there a free trial?

MBS Highway offers one. Loan Officer Tools does not. The plan is $29.99/mo with no contract, so you can start for a month and cancel if it is not for you.

How much do I actually save by switching?

$169.96/mo against MBS Highway's monthly price, about $2,040 a year. Against their annual price of $1,999.95, the Loan Officer Tools annual plan at $249.99 saves about $1,750 a year.

Does Loan Officer Tools include calculators?

Yes. All 12 are in the same plan, including affordability, refinance, buydown, and rent vs. buy, so there is no second subscription for the numbers you run every day.

Can I keep MBS Highway for the intel and still switch the rest?

Yes, and some loan officers do exactly that. The products do different jobs. If the market content earns its $199.95 for you, keep it, and move only the client-facing work to the tool that charges $29.99 for it.

Get the client-facing half for $29.99/mo

Branded presentations, side-by-side comparisons, Flash Mode quotes, 12 calculators, and an alert when your client opens your work. $29.99/mo, or $249.99/yr on the annual plan.

Start with Loan Officer Tools